Moneying Plus
The AI Platform for RegTech and AML Analysis
Moneying-Plus is the evolution of the Moneying platform, Revelis’ proprietary solution already adopted by leading organizations in the Banking & Finance sector. Built on Rialto™, it applies Artificial Intelligence techniques to support continuous operational risk management, using Machine Learning and Reasoning technologies to analyze financial transactions within the AUI framework, assess customer and merchant risk profiles, and analyze written communications from clients and investigative authorities.
Designed with a cloud-native, scalable, and easily integrable architecture, the Moneying-Plus platform includes a complete process:
– Data Acquisition: Collection and ingestion of heterogeneous data sources (databases, texts, streams, etc.)
– Advanced Processing: Data filtering and cleaning, preparing information for subsequent stages
– AI Modeling: Machine Learning, Deep Learning, and Reasoning
– Results Explanation: Representation of AI models in a form that is understandable for decision-makers
– Intuitive Visualization: Reports, OLAP, dashboards, and interoperability services.
Benefits
Moneying-Plus is designed to significantly improve the efficiency and effectiveness of AML processes, offering multiple advantages.
Greater Operational Efficiency
Significant reduction in the processing time of AML procedures.
Greater Accuracy
Enhanced ability to identify genuinely suspicious transactions.
Fewer Errors
Reduction of false positives and false negatives.
Faster Decision-Making
Intelligent support for analysts through advanced AI models.
Complete Traceability
The entire process is fully tracked, enabling audits and checks at every stage of the workflow.
Community Detection
Identification of coalitions of subjects operating in a coordinated manner, a phenomenon that is difficult to detect using traditional methods.
Advanced Reporting
Preparation of analyses on the performance and trends of the complaints and claims management service.
Guaranteed Compliance
Automatic compliance with the regulatory deadlines for case handling, eliminating the risk of penalties from supervisory authorities.
Dynamic Risk Scoring
Risk profiles based on both subjective and objective criteria, with automatic recalibration of indicators.
AI Model Training
Training of models for transaction analysis in order to identify money laundering patterns that are not known a priori.
Knowledge Base
Complete tracking of individual case handling activities, creating a knowledge base that can be used for audits and continuous improvement.
Scalability
The system can handle increasing volumes of communications without a proportional increase in dedicated human resources.
Numbers that make the difference
Percentage of Transactions Correctly Processed by the AI System
94%
Increase in Productivity of AML Staff
60%
Reduction in the Time Required to Analyze Suspicious Transactions
-70%
Continuous Operations
24/7
Results based on the evolution of the Moneying platform already in production
Key Features
The Moneying-Plus platform, built on the experience of the Moneying platform already in operation with national and international clients, integrates four main technological pillars:
Network Analysis
Identification of networks of entities exhibiting coordinated and potentially risky financial behaviour.
Natural Language Processing (NLP)
Automatic classification of communications (complaints, requests from investigative authorities) using neuro-symbolic models.
Cluster-based Anomaly Detection
Advanced customer profiling to identify behaviours that deviate from their reference cluster.
Outlier Detection su serie temporali
Analysis of transactions over time to detect deviations from historical patterns.
Features
Moneying-Plus represents a step forward in the digital transformation of financial compliance.
An intelligent, scalable, and data-driven system designed to support financial institutions in an increasingly complex and regulated environment.
Moneying-Plus has been developed within the framework of the program: PR Calabria FESR FSE 2021–2027 – Action 1.1.1. The objective is the development of innovative research and development solutions in the field of AI and RegTech.
AML
Automatic analysis of transactions and generation of alerts for suspicious operations.
Risk – Point of sale
Monitoring of merchants and identification of fraud or anomalous behaviour.
Claim
Automatic classification of complaints and intelligent management of communications.
Inquiring
Structured management of requests from investigative authorities.
Community
Identification of groups of entities exhibiting coordinated behaviour.
AI Model Training
Continuous training of models to detect emerging patterns and phenomena.
PR Calabria FESR FSE 2021–2027
Moneying-Plus is developed within the framework of the PR Calabria FESR FSE 2021–2027 programme – Action 1.1.1. The objective is the development of innovative research and development solutions in the field of AI and RegTech.
Project ID: 86825 – D.D. No. 8895 of 19/06/2025
PR Calabria FESR FSE 2021–2027
CUP: J29I24001790005
Priority 1
A more competitive and smarter Calabria
Action 1.1.1
Support for research, development, and innovation projects, including in collaboration with research organizations, within the priority areas and S3 strategic trajectories.
